Financial Highlights

Independently validated by Resurgent India Ltd (SEBI Registered Merchant Banker) for Punjab National Bank. All projections based on TEV Report TEV-2024/2025-16583.

Key Metrics

Project IRR

12.09%

PNB TEV — Resurgent India Ltd

Average DSCR

2.62x

PNB TEV — June 2024

Break-Even Point

48.14%

TEV Report

Payback Period

6Y 7M

Within loan tenure

Year 1 Revenue

₹69.37 Cr

DPR Projection

Year 5 Revenue

₹124.74 Cr

DPR Projection

Year 6 PAT

₹19.32 Cr

DPR Projection (14.7% margin)

Revenue & PAT Projections

Year 1 uses conservative 55% utilisation. Revenue ramp is conservative by design.

YearUtilisationRevenuePATPAT MarginDSCRTL Outstanding
FY 202655%₹69.37 Cr₹5.93 Cr8.6%2.42x₹30.71 Cr
FY 202760%₹86.08 Cr₹9.34 Cr10.9%2.39x₹27.92 Cr
FY 202870%₹104.92 Cr₹13.44 Cr12.8%1.96x₹22.33 Cr
FY 202970%₹114.50 Cr₹15.81 Cr13.8%2.47x₹16.75 Cr
FY 203075%₹124.74 Cr₹16.81 Cr13.5%2.84x₹11.17 Cr
FY 203175%₹131.70 Cr₹19.32 Cr14.7%3.09x₹5.58 Cr

Financing Structure

ComponentAmount%
Promoter Contribution₹17.29 Crore51%
PNB Term Loan₹24.17 Crore36%
Strategic Investor (Sought)₹6.00 Crore13%
Total Funding₹47.46 Crore100%

PNB Loan Terms

Term Loan

₹24.17 Crore @ 10% p.a.

Working Capital

₹5.00 Crore @ 10% p.a.

Moratorium

15 Months from July 2024

Repayment Start

October 2025

Total Tenure

66 Months (5.5 Years)

Debt-Equity Ratio

1.40x

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Independent Financial Validation

Techno-Economic Viability (TEV) study conducted by Resurgent India Ltd (SEBI Registered Merchant Banker) for Punjab National Bank in June 2024. Report No. TEV-2024/2025-16583. All financial projections in this report are sourced from or consistent with this TEV.

Parent Company Track Record

Print & Packers — Revenue (₹ Crore)

4.55 Cr
FY2021
7.98 Cr
FY2022
9.00 Cr
FY2023
FY21 EBITDA: ₹65.65 Lakh (14.44% margin)